Medicare D Delivery System Claims Adjudication Retiree Benefit Outsourcing Short Term Disability COBRA Flexible Spending Accounts Health Reimbursement Accounts (HRA) Health Savings Accounts (HSA) High Deductible Plans Consumer Directed Plans	Case Management National Vendor Access Custom Plan Designs Cost Analysis & Plan Recommendations Provider Verification Wellness Programs Online Capabilities Reinsurance

Self-funded, Short Term Disability

Professional Benefits Services can be relied upon to manage your self-funded, short term disability program. In cooperation with medical professionals selected by PBS to assess and manage the duration of disabilities, we not only protect your STD dollars, but assure accurate income replacement for your employees. Our staff monitors disability duration by requiring medical reviews at periodic times over commonly accepted medical standards. Depending on employer preference, our medical management team will work with the company to return a disabled employee at the earliest and safest date possible.