Medicare D Delivery System Claims Adjudication Retiree Benefit Outsourcing Short Term Disability COBRA Flexible Spending Accounts Health Reimbursement Accounts (HRA) Health Savings Accounts (HSA) High Deductible Plans Consumer Directed Plans	Case Management National Vendor Access Custom Plan Designs Cost Analysis & Plan Recommendations Provider Verification Wellness Programs Online Capabilities Reinsurance

National Vendor Access

Professional Benefits Services takes advantage of national PPO networks, Rx vendors and Medicare Supplement carriers to assure the most robust physician participation and deepest discounts for plan participants. PBS also has well respected business relationships with national reinsurance (stop loss) carriers through which we negotiate competitive and realistic underwriting rates for our clients.