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Health Reimbursement Accounts (HRA) and Health Savings Accounts

Professional Benefits Services can design just the right high-deductible plan to fit your needs and encourage your employees toward Consumer Directed Healthcare. An important part of capturing savings while providing high-deductible assistance to employees is your choice of an HRA or the opportunity to participate in an HSA account. These accounts are vastly different and there are advantages to each. Employers need to consider which method fits their company objectives and the particular needs of the employee group. PBS can help you understand each of these types of accounts and weigh the benefits. This product is growing in demand and we foresee continuing positive incentives from our Federal Government to help develop these concepts and the delivery of healthcare. Professional Benefits Services has an established association with a banking institution that is prepared to assist interested clients and employees in opening Health Savings Accounts.